Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Safari Sunglasses, at Marks & Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Collezione Wool Blend Double Collar Coat, at Marks and Spencers
Casual sophisticated and contemporary, this double collar coat is inspired by Italian tailoring

Pure Cotton Embroidered Satin Rose Duvet Cover, at Marks&Spencer
Embroidered 3 dimensional rose design, Manufacturer: Marks & Spencer

Pin Dot Padded Underwired Bra, at Marks & Spenser
Smooth and versatile, this simple bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Cotton Rich Scallop Trim Low Rise Shorts, at Marks & Spencer
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

Easy Pasta Book, at Mark's & Spencer
Pasta - food for passion, food for life! For food that puts the colour and fun back into your life, look no further than pasta. Infinitely versatile and always delicious, pasta allows you to cook up a storm in the kitchen and whip up Italian delights that cannot fail to impress. Invite over the family, gather around the kitchen table and tuck into some truly inspirational food. For fail-safe ideas that take the minimum of effort, look no further than the recipes inside this book

Pure Cotton Belted Denim Dress, at M&S
Fun and fashionable, this pure cotton dress feels relaxed and comfy to wear

Water Repellent Funnel Neck Mac, at Marks & Spenser
Fashionable and practical, the mid length mac is a wardrobe essential this season. This version in a water resistant easycare fabric features a modern tie waist belt

Per Una Panelled Cord Skirt, at Marks and Spenser
A sophisticated mid-calf length skirt in a soft cotton blend featuring a panelled design

Organic Château du Parc 2006 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Syrah, Mourvdre and Grenache Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Wool Columbia Rug, at Marks and Spencer
Rectangle shape Stripe design Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Blue Harbour Suede Trim Cardigan with Wool, at Marks & Spencer
Supersoft and comfortable, this suede trim cardigan has been knitted from yarn that resists bobbling. It can be machine washed and tumble dried.

Japanese Floral Cushion With Recycled Filling, at Marks & Spencer
Floral design 50 x 50cm, Manufacturer: Marks & Spencer

Photographic Jug of Flowers Nan Birthday Card, at Marks and Spencer
Cover text: Nan Happy Birthday Inside message: Have a lovely birthday Approx size: Unfolded: 178 x 126mm

Portfolio Panelled Pencil Skirt, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Pure Cotton Police Patrol Hooded Top, at Marks & Spenser
Fun and fashionable, this pure cotton hooded top is outstanding value!

Classic Chaise Petite - Right-Hand, at Mark & Spencers
H86 x W151 x D73cm Seat H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushion is fixed foam Right-hand chaise - the arm is on the right side when viewed from the end of the chaise, thus the left side when you're seated in the chaise Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Save the Children Charity Contemporary Eggs Multipack of Easter Cards, at Marks and Spencer
Cover text: Design 1: Easter wishes, Design 2: yummy Easter treats! Inside message: Both designs: blank for your own message 10% of the purchase price from each pack will be contributed to Save the Children. Registered Charity England & Wales (213890) / Scotland (SC039570) Pack contains: 6 cards, 2 designs Approx size: 120 x 120mm

Sony Memory Stick PRO Duo 4GB, at Marks & Spensers
Optimum for storing, sharing and transferring thousands of high quality pictures, videos and music Memory: Flash Memory Storage Capacity: 4GB Dimensions: 20 x 31 x 1.6mm Weight: 2g Operating Voltage: 2.7 V - 3.6 V Environmental temperature: -25C to 85C Minimum write speed: 15 Mbps(1875MB/sec) Free to Download, the Memory Stick Data Rescue Service enables quick recovery of deleted photographs and files(www.sonydigital-link.com/memstick/) Warranty: 5 years Delivered with a standard size adaptor Ideal for high resolution video recording Compatible with copyright protection technology ("MagicGate")

Portfolio Panelled Pencil Skirt, at Marks&Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Spot Print Lace Back High Leg Knickers, at Marks and Spencer
A great style for making your legs look longer, these lace knickers are designed with a flattering high cut

Black & Cream Floral Large Gift Bag, at M & S
1 gift bag Approx size: H350 x W350 x D100mm

Nectarine & Orange Pot Pourri Bag, at Marks and Spenser
Nectarine and orange frangrance Natural and man-made botanicals, Manufacturer: Marks & Spencer

Schoolwear Plus Fit Senior Stormwear™ Recycled Girls' Blazer, at Marks and Spenser
This larger sized blazer is treated with our unique Stormwear™ finish which repels water and Stain Defence™ to repel stains. It's made from polyester from recycled plastic waste instead of oil. Using recycled materials helps to conserve the earth's natural resources and protect the environment for future generations View Plus Schoolwear Size Guide. Find out more

2" Longer Pure Cotton Quick Iron Hairline Stripe Shirt, at Mark's & Spencer
Stylish and innovative, this hairline stripe easycare shirt is quick and easy to iron for a smart crisp look

Pure Cotton Lace Insert Stripe Vest Top, at M & S
Chic and modern, this stripe vest is made from cool comfortable cotton and features a lace insert

Woodspice for Men Gift Set, at Marks and Spencer
Aftershave 100ml Talc 100g Soap on a rope 50g Woodspice scent

Pure Cotton Floral Embroidered Trousers with Belt, at Marks and Spenser
The pretty floral embroidery makes these fashionable trousers extra special. Soft cotton fabric and an elasticated waist will keep her feeling comfy

Autograph Pure Cotton Short Sleeve Polo Shirt, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Golf Lite Umbrella, at Marks & Spencers
Don't let rain ruin your game, this large umbrella gives great protection from the elements

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.