When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M+S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Floral Print Swim Shorts, at Mark & Spensers
Sure to make a splash, these colourful shorts feature a floral print. The tie fastening waist helps give a secure fit. Fashionable, practical and easycare

Detachable Clear Bra Straps, at Marks & Spenser
These clear straps attach to our multiway bras to give you a more discreet option

Little Oxford English Reference Set, at Mark's & Spencer
The Oxford English reference set is the perfect package to help them ace their essays and to prepare for their next exam

Traditional Lace Pull-On Girdle, at Marks & Spensers
A traditional girdle with a high level of support to gently control tummies and shape hips. The perfect foundation for a smooth look

Old School Sunglasses, at Mark & Spensers
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

2 Cool & Fresh Cotton Rich Short Sleeve Vests, at Marks & Spenser
Comfortable, fashionable and practical, these essential vests are ideal for everyday wear.

Portfolio Funnel Neck Double Breasted Coat, at MarksandSpencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Collezione Suede Moccasin Loafers, at Marks & Spencers
Square toe Raised apron stitch Plain Block heel

Cotton Rich Ethnic Diamond Print Scarf with Silk, at Mark's & Spencer
This sophisticated lightweight scarf is the perfect accessory to this season's fashions. The ethnic diamond print adds a stylish finishing touch

Cotton Rich Eskimo Sleeping Bag, at Marks and Spencer
Cosy and comforting, sleepbags make a great way to stop babies getting tangled up in covers. This cotton lined sleepbag will keep baby at a comfy temperature throughout the night

Pure Cotton 3/4 Sleeve Floral Top, at Marks and Spencer
Smart and stylish, this 3/4 sleeve top is made from cool comfortable cotton and features a floral print

Pretty Perfect Iron Design Picture Beads, at Marks & Spencers
Suitable for ages 3-6 years Contains a rainbow of tiny beads and design templates Approx 2500 beads Size of 4 templates: 100 x 100mm Size of large template: 145 x 145mm Develops creativity This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Flowers by Post - 22 White Fairtrade Roses, at Marks & Spencer
Simply exquisite, order these white Fairtrade Roses and they'll be carefully wrapped and delivered by first-class post. Flowers by Post is a great value way to spoil someone you know - or yourself Fairtrade Certified Flowers

Storage - NL CERAMC BISCUIT, at Marks & Spenser
Manufacturer: Marks & Spencer

Cotton Rich Hooded Cardigan, at Marks and Spencers
A practical choice for school, this hooded cardigan is made from soft cotton rich fabric with stretch. It's easycare for convenience

Easycare Long Sleeve Simple Stripe Shirt, at Marks & Spencers
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Collezione Pure Wool Single Breasted 2 Button Jacket, at Mark & Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Numbers Book, at Marks & Spencer
Little hands will love this bright chunky numbers book

Charlotte Footstool, at Marks and Spencer
H39 x W56 x D48cm (all dimensions are approximate) Top cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Domaine Bailly Quincy 2007 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Plain Tie, at Marks n Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Cotton Rich Mock Layer Jumper, at M+S
Fashionable and flattering, this mock layer jumper is made with comfortable breathable cotton. A smart modern look

Pure Cotton Pleated Bib Mock Layer Jersey Top, at Marks & Spencer
It looks like a top and a vest, but this fashionable mock layered design is just one piece. The pleated bib detail adds a stylish touch

Pure Linen Pintuck Bib Shirt, at Marks and Spencer
This fab short sleeve shirt features a stunning pintuck bib design. A sophisticated new look, perfect for this season

European Travel Adaptor, at Marks&Spencer
UK socket to 2 round pin plug adaptor

Pure Cotton 3/4 Sleeve Plain Top, at Marks & Spencers
For casual elegance, you can't beat this 3/4 sleeve, scoop neck top. A great value cotton essential

Sensuale 100ml Eau De Toilette, at Marks & Spencers
100ml Eau de toilette

Ogee Damask Pencil Pleat Curtains, at Marks & Spencer
Damask design Pencil pleat Lined Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Big & Tall Blue Harbour Stormwear ™ Trekking Trousers, at Mark's & Spencer
Lightweight and versatile, these trousers are treated with our unique Stormwear™ water and stain repellent finish. They feature zip-off legs and a hidden comfort waistband so you'll stay comfortable all day long

Portfolio Bobble Necklace, at Marks and Spencer
Clasp fastening Adjustable length Mixed bobble design Necklace length 95cm, extendable by 8cm

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.