Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is M&S Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Mark & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Cream Polka Dot Table Numbers, at Marks n Spencer
12 table numbers Approx size: 150 x 110 mm

Pure Cotton Short Sleeve Frill Front Top, at Marks and Spencers
Bring some casual elegance to your wardrobe with this short sleeve top, that features frilled neckline with lace giving it an extra stylish twist

Black & Decker® PV1205BN Dustbuster® Pivot® Vac, at Marks & Spencers
12V power for maximum cleaning performance and efficiency - ideal for the more demanding clean-up tasks Pivoting nose enables easy cleaning of areas difficult to reach with conventional hand vacs The pivoting nose has 10 settings for maximum flexibility to clean in hard to reach areas such as underneath cupboards, or on shelves overhead Cyclonic action spins dirt away from the filter maintaining optimum suction power Double action filtration means product performs better and lasts longer Filter cleaning wheel for easy and hands free cleaning of the filter The side empty door is an easy to empty system which means all the dirt goes straight in the bin - hands dont touch the dirt! Built-in extendable crevice tool enables deep cleaning of confined spaces/small areas Innovative design is unique and stylish Accessories are stored on board, always at hand for your cleaning jobs Ergonomic design for comfortable use 2 speed switch for increased power control This product is not available for international delivery. Find out more

Collezione Italian Pure Silk Multi Stripe Tie, at Marks & Spencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

2 Piece Pure Cotton Owl Dungaree Outfit, at Marks & Spencer
Fashionable and practical, this cute 2 piece dungaree outfit features an owl motif and assorted buttons detail. It's made from soft cotton to keep her comfortable and happy.

Cotton Rich 3 Button Check Pyjama Bottoms, at Marks & Spencers
Pretty and feminine, these check pyjama bottoms are made from soft cotton rich fabric for a comfortable night's sleep

Summer Weight Flat Front Trousers, at Marks & Spencers
With a modern, flat front silhouette combining comfort and style, these dapper trousers add versatile appeal to your formal wardrobe, maintaining your smart look throughout the day

Cashmilon™ 3/4 Sleeve Slash Neck Jumper, at Marks and Spenser
Fashionable and flattering, this 3/4 sleeve slash neck jumper is made from supersoft cashmilon™ and features a ruched front detail

Maternity Cat Print Top, at Marks & Spenser
Glamorous and gorgeous, this cat print top is designed to flatter you and your bump. A waist tie gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Handcrafted 3D Butterfly Mother's Day Card, at M & S
Cover text: With love on Mother's Day Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Beechwood Towel Holder, at Marks & Spensers
Height: 36cm Diameter of base: 15cm, Manufacturer: Marks & Spencer

Château Puy Mouton 2006 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Merlot, Cabernet Sauvignon, Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Lichfield Bookcase, at Marks & Spencer
H195 x W109 x D43cm Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Shelves made from White Oak veneer Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cropped Linen Blend Sailor Button Trousers, at Mark's & Spencer
Warm marmalade and rich chocolate are just two of the key summer shades that these great value linen blend trousers come in

Per Una Pure Linen Belted Panel Skirt, at Marks and Spencer
A fashionable knee length skirt in pure cool linen featuring panel design

Vienna Collection - Table Lamp with Glass Curtain Shade, at Mark & Spensers
Facetted glass curtain shade Chrome plated base Dimensions: H48 x Diam16cm Bulb: 60W GLS or 11W CFL, Manufacturer: Marks & Spencer

Filigree Design Sunglasses, at Mark's & Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Light Control Lace High Waist Shorts, at Marks & Spenser
Look slimmer in seconds! These light control high waist shorts gently flatten tummies for a sleeker, slimmer silhouette

Autograph Pure Cotton Bootleg Jeans, at Marks n Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

M&S Fryer, at Marks & Spensers
1800 - 2200 watt 3 litre capacity Enamel oil tank Enamel bowl Digital timer Variable temperature control with neon indicator light Stainless steel Dimensions: H26 x W39 x D17cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Big & Tall Blue Harbour Stormwear ™ Trekking Trousers, at Mark & Spensers
Lightweight and versatile, these trousers are treated with our unique Stormwear™ water and stain repellent finish. They feature zip-off legs and a hidden comfort waistband so you'll stay comfortable all day long

Linen Cushion, at Mark's & Spencer
Square shape Plain Size: 50cm x 50cm, Manufacturer: Marks & Spencer

Long Sleeve Button Detail Cardigan, at Marks & Spensers
Modern and stylish, this longline cardigan is wonderfully warm and comfortable

Limited Collection Sparkle Skinny Belt, at Mark's & Spencer
Show off curves and cinch in your waist with this skinny belt with bead detailing for an on-trend look for day or night

Sleeveless Ribbed Dress, at M&S
Sleek and chic, this sleeveless dress is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

M&S Twin 1210 DECT Cordless Phones with Answering Machine, at Marks and Spencer
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security 3 line display 40 name and number phonebook Up to 8 hours talk time and up to 80 hours standby Answering machine with up to 15 minutes digital recording time and remote access Caller display stores information on the last 20 calls 8 ringer melodies Last 10 number redial Adjustable ringer and earpiece volume Call duration display EZcom™ - use your phones like an intercom M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

2 Pure Cotton V-Neck Sports T-Shirts, at Marks & Spencers
These t-shirts are ideal for sports and PE. They're made from pure cotton and feature puff sleeves and V-necks

M&S 24 Litre Shredder, at Marks and Spenser
Destroy important personal documentation Shreds credit cards, CDs and DVDs 15 sheet shred capacity Bin full indicator Finger safe system Auto start up Accepts paper clips and staples Reverse option One touch safety cut off Continuous shredding upto 2.5 minutes Easy to set up and operate M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Nintendo DS™ Need for Speed: Undercover, at Marks & Spencer
Go Deep Undercover: Race into an action-packed story of pursuit and betrayal. Take on jobs and compete in races to prove yourself as you infiltrate and take down an international crime syndicate Highway Battle: Fight off the cops and others as you take down your prey in high-speed, high stake multi-car chases. New and vastly improved A.I. mechanics mean more aggressive and intelligent cops focused on taking you out fast and by any means necessary Own the Open World: Tear across the massive highway system and discover the open world of the Gulf Coast Tri-Cities area, with three unique cities connected by an extensive highway system Heroic Driving Engine: An all-new game engine lets you pull off amazing moves for the ultimate driving edge. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 12 years of age or over to purchase this product, Platforms: Nintendo DS, ESRB Rating: Teen

Cover Up Drawstring Vest, at Marks and Spencer
Feminine and fashionable, this flattering cover up is designed in the latest shape. The ultimate in poolside glamour

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.