There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Besides Marks & Spencers Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Autograph Pure Linen Trousers, at Marks&Spencer
Fashionable and contemporary, these straight leg trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Long Sleeve Thermal Vest, at Marks & Spencer
Soft, warm and cosy, this long sleeve thermal vest is designed to give comfy insulation, perfect for chilly weather

Ruby Cereal Bowl - Red, at Marks & Spencer
Deep dish Plain centre Stripe edge Diam 16cm Fine china, Manufacturer: Marks & Spencer

Per Una Pure Silk 3/4 Sleeve Maxi Dress, at Marks & Spencer
Pretty and feminine, this long length dress is stylishly detailed with an animal print and flared hem

Gold Plated Art Nouveau Stretch Bracelet, at Mark & Spencers
Stretch bracelet Art nouveau design

8 Piece Pure Cotton Underwear Pack, at Marks & Spenser
An outstanding value 8 pack of boxers and vests in natural breathable cotton

Pure Cotton Plain Dye Bathmats, at Marks & Spencers
Block colour design Bathmat: L75 x W50cm Pedestal mat: L50 x W50cm Shower mat: L50 x W50cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Short Sleeve Stripe Shirt, at Marks & Spencer
This fab short sleeve shirt features a tucked detail and stripe design. A sophisticated new look, perfect for this season

Portfolio 2 Tone Wide Leg Trousers with Linen, at Marks & Spencers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Per Una Pure Linen Slick Sailor Trousers, at Marks n Spencer
A relaxed pair of wide leg trousers in pure linen featuring an on the waist design and twin button detail

Humbug Drop Earrings, at Marks and Spencer
Drop style Hook fastening

Straight Leg Centre Crease Trousers, at Marks & Spensers
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style

Pure Cotton Long Sleeve Ribbed Yolk Cardigan, at Marks & Spencer
Casual and contemporary, this pure cotton cardigan is outstanding value

Perfect Autograph Weekend Satin Honeycomb Print Chemise, at Marks & Spenser
Luxurious and sophisticated, this modern chemise is part of our exclusive Autograph Weekend collection. It's beautifully designed and detailed with honeycomb print and made from the softest fabrics for the ultimate in comfort

Handcrafted Floral Mother's Day Card, at Marks & Spencer
Cover text: Happy Mother's Day Inside message: Have a wonderful day Approx size: Unfolded: 178 x 126mm

Pure Linen Turn-Up Sleeve Check Shirt, at Marks & Spensers
This fashionable top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Plain Black Flexilite Umbrella, at Marks and Spenser
Lightweight and easy to carry, this slimline umbrella provides you with effective protection from those sudden downpours

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & M400 Mattress - Soft, at Marks & Spencer
Single Mattress (3ft): W90 x L190 cm Single Divan (3ft): W90 x L190cm Mattress depth: 24cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm, Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring count: 1054 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Sleeveless Pleated Top, at Marks & Spencer
For casual elegance, you can't beat this pleated scoop neck top. A great value cotton essential

7 Pairs of Big & Tall Freshfeet Square Box Design Socks with Silver Technology, at Marks & Spencers
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Maternity Drawstring Tunic, at Marks & Spenser
Fashionable and modern, this scoop neck tunic is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Pure Cotton Police Patrol Hooded Top, at Marks & Spencer
Fun and fashionable, this pure cotton hooded top is outstanding value!

Ring Trim Bottoms, at Mark's & Spencer
Feminine and fashionable, these flattering tankini bottoms are designed in the latest shape. A sleek, shapely look

Perfect Rose Net Tights, at Marks and Spencer
For an instant fashion update, just pull on a pair of these rose print net tights. They'll see you all the way through winter...

Perfect Autograph Silk Rich Pleated Thong, at Marks and Spencer
Glamorous and sophisticated, this figure-hugging string is made from a luxurious silk mix fabric and finished with scallop trim. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Knitted Fine Ribbed Wrap, at Marks&Spencer
Keep warm without compromising on style! This fashionable fine ribbed wrap feels soft and cosy and makes a great way to add an extra layer

Wave Bedset, at Marks and Spenser
Manufacturer: Marks & Spencer

Autograph Essentials Pure Silk Weave Print Top, at Marks and Spencer
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling.

Baroque Opaque Tights, at MarksandSpencer
Treat your legs to a touch of style. These baroque tights have a durable reinforced design to keep them looking good, wear after wear.

Mixed Bead Long Necklace, at Marks and Spencers
Clasp fastening Adjustable length Mixed bead design Long length Necklace length: 92.5cm, extendable by 8cm

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.