There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks&Spencer insurance products in document format too.

Autograph Single Breasted 2 Button Black Stripe Jacket, at Marks and Spencer
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Linen Blend Broad Brim Summer Hat, at Marks and Spencers
Express your stylish side with this wide brim hat

3 Angel Cotton Rich Assorted Shorts, at Marks & Spenser
Cute and trendy, this pack 3 cotton shorts makes a great way to stock up on essential style

Nostalgic Photo Nana Birthday Card, at Marks and Spencer
Cover text: To a wonderful nana Inside message: Happy Birthday Approx size: 175 x 125mm

Floral Lace Shower Curtain, at Marks & Spencers
Floral lace design, Manufacturer: Marks & Spencer

Autograph Cable Knit Shawl with Cashmere, at Marks and Spenser
Soft fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. This high quality, great value shawl is designed to keep baby feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Scottish Lochmuir™ Lightly Smoked Salmon, Smoked Haddock & Cod Roast, at Marks and Spencer
Serves 4-6 Ready to cook Suitable for freezing 1kg total weight As featured on page 38 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Compact Umbrella with Built In Light, at M & S
Lightweight and easy to carry, this slimline umbrella provides you with effective protection from those sudden downpours and even has a built in light for those dark nights

2 Cotton Rich Lace Trim Vests, at Marks & Spencer
Stylish and practical, this pack of 2 vests makes a great value way to stock up your underwear drawer. The stretch cotton fabric is the ideal choice for everyday wear and gives a comfortable flattering fit.

Pure Cotton Sleeveless Floral Dress, at Mark & Spensers
Pretty and feminine, this pure cotton sleeveless dress features floral print and front pockets. A flattering, stylish look

Blue Harbour Short Sleeve Tonal Stripe Shirt, at Marks and Spencer
Stylishly smart casual, this tonal stripe shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Plain Hipster Bikini Bottoms, at Marks and Spencers
Modern and stylish, these bikini bottoms are outstanding value. Style and quality at a great price

Ceriso Essentials Floral Embroidered Shorts, at Marks & Spencers
Flirty and fashionable, these modern shorts feature intricate contrasting floral embroidery. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Autograph Essentials Cowl Neck Top, at Marks and Spencer
Sophisticated and modern, this cowl neck top is beautifully designed and cut to flatter for the best in contemporary style

Autograph Pure Cotton Stripe Dungaree Outfit, at Mark's & Spencer
Practical and pretty, this cute dungaree outfit is made from soft cotton to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Limited Collection Dogtooth Print Jumper, at Mark & Spensers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pure Cotton Leaf Camoflague Cropped Trousers, at Mark's & Spencer
Includes belt shown in imageThe camouflage design and multiple pockets make these pure cotton trousers a stylish and practical choice. Comes with the belt shown in the photograph

Limited Collection Long Sleeve Waterfall Collar Check Jacket, at Marks and Spencers
Elegant and feminine, this tailored check jacket features a waterfall collar. A smart and stylish choice

Per Una Pure Cotton Floral Canvas Shopping Bag, at Mark's & Spencer
A floral print makes this fashionable bag even more special. Give your look the Per Una twist!

Limited Collection Cotton Rich Cap Sleeve Top, at MarksandSpencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Drawstring Waist Wales Joggers, at Marks and Spencer
Sports fans will love these cosy joggers featuring the Wales motif. A practical, easycare style

Recycled 10.5 Tog Anti-Allergy Duvet, at Marks and Spencer
Endorsed by the British Allergy Foundation Proven protection wash after wash 10.5 tog Comes in single, double, king, and super king sizes, Manufacturer: Marks & Spencer

Floral Hanging Cosmetics Organiser, at Marks & Spencer
Single handle Floral design 3 compartments Matching mirror Hanging hook Lined

Autograph Copper Base 14cm Milk Pan, at Marks & Spensers
Stainless steel for maximum durability and shine High performance copper base for even heat distribution Triple layer non-stick coating Riveted handles with silicone inserts for comfort and safety Hand wash only Diam: 14cm Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

Autograph Invisible Sheer Shaping 15 Denier Tights, at Marks & Spensers
Bodyshaper tights are made to shape and lift your curves for a firm sculpted look. Added stretch moulds your figure for a more defined silhouette

Autograph Pure Cotton Necklace Print Top, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Collezione Luxury Pure Wool Fine Stripe Trousers, at Marks & Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Panasonic 50'' TX-P50X10 HD Plasma TV, at Mark & Spensers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 50 inch plasma screen, 1,049,088 (1,366 x 768) pixels Dynamic contrast ratio: 2,000,000:1; Native: 20,000:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W121.8 x H76.9 x D10.5cm (without stand), W121.8 x H81.4 x D40.1cm (with stand) Weight: 34kg (without stand), 36kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3x HDMI, S-video input, component video input, PC input and 1 x headphone jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 4,096 equivalent steps of gradation SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your Panasonic AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Double Contrast Strap Swimsuits, at Marks and Spencer
Smooth and sleek, this fashionable swimsuit features a contrast double strap and plain print. Make a splash!

°Climate Control Check Flat Cap, at Marks & Spenser
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology. Perfect!

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."