When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Home Insurance than you will anywhere else, and you may even pay less with M&S.

Besides Mark's & Spencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Pure Cotton Little Miss Sunshine T-Shirt, at M & S
Fans of Mr Men will love this short sleeve cotton t-shirt featuring Little Miss Sunshine. A practical, easycare style

Freshfeet Rip Tape Velour Slippers, at Marks & Spensers
Round toe Rip tape fastening Tartan style lining pattern Flat sole Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology combats the bacteria that causes bad smells and odours Freshtech™ technology is permanently built in to the slipper and still performs after many washes

4 Piece Stripe & Spot Cosmetic Bag Set, at Marks and Spencers
Set of 4 Spot & stripe designs Zip fastening Assorted size Largest bag with handle Lined

Welcome Reds - Case of 12, at Marks and Spencers
2 Domaine Lafage VdP des Ctes Catalanes 2007 2 Campo Bravo Rioja Vendimia Seleccionada 2007 4 Santa Gloria Merlot 2008 4 Villagio, Negroamaro Puglia 2008 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Glass Scales, at Marks and Spencer
Digital display Glass design Dimensions: L32 x W30 x H4.4cm Max weight: 28st, Manufacturer: Marks & Spencer

Antique Brass Collection Side Table, at Marks&Spencer
H51 x W50 x D41cm Made from antique-effect solid brass tubing Legs made from antique-effect solid brass tubing Tops made from toughened glass Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Antique Brass Collection Set. , Manufacturer: Marks & Spencer

The Old Gentleman Shiraz 2005 - Case of 6, at M+S
Style: Full bodied Grape variety: Shiraz, also known as Syrah Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Catch Mitts, at M&S
2 gigantic catch mitts 1 ball Carry case Colourful design For outdoor use This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

7 Pair of Freshfeet Stripe Sole Socks with Silver Technology, at Marks and Spenser
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Formal Contrast Stitched Belt, at Marks & Spencer
Add a smart finishing touch with this leather belt

Autograph 3 Piece Skirt Outfit, at Marks & Spencer
Practical and pretty, this cute long sleeve top, skirt and tights 3-piece outfit is made from soft fabric to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Amazing Planes Book, at Marks and Spencer
This book contains all the press out model pieces you need to make six different planes. Fit your planes with the plastic nose cones provided and then see how far you can fly them ! Plus inside you'll find loads of crazy, amazing, fantastic facts and true stories about planes !

Autograph Plain Tie, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Fairtrade Cotton Buds, at Marks and Spencer
Contains approx 200 cotton buds By buying this item you are ensuring that cotton farmers in the developing world can improve their livelihoods Click here to view a video about Fairtrade Cotton

Limited Collection Quilted Coat with Belt, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel.

Bingley Bear Flower Sister Card, at Marks & Spencers
Cover text: To a lovely Sister Inside message: Have a wonderful birthday Approx size: 175 x 125mm

Wide Strap Mules, at Mark & Spensers
Open toe Stitch detail Flat sole

Wavy Profile Pine Mirror, at M+S
Rectangular shape Wooden frame Beveled edging Dimensions: H89 x W76cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Scoop Neck Jumper Dress with Cashmere, at Marks & Spenser
A touch of cashmere adds luxurious softness to this smart jumper dress. A glamorous modern look

Royal Horticulture Society Dogwood Card, at Mark's & Spencer
Cover text: Dogwood Inside message: blank for your own message Every purchase supports the work of the RHSE to advance horticulture and help gardeners everywhere. The Royal Horticulture Society 2008 Registered Charity No. 222879/SC038262 For more information about the RHS visit www.rhs.org.uk Approx size: 150 x 150mm

Gascogne Cuvée Spéciale 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Colombard and Ugni Blanc Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 11.5% vol. Alcohol units per bottle: 8.6 Alcohol units per 125ml: 1.4 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Dolly Mix Bedset, at Marks & Spencers
Co-ordinate with 50/50 pink plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V Doll print, Manufacturer: Marks & Spencer

Twist Bead Necklace & Earrings Set, at M+S
2 part set Twist bead design Hook fastening drop earrings Clasp fastening necklace Necklace length 44cm, extendable by 8cm For hygiene reasons, refunds will only be given in accordance with your legal rights

Fox Gordon Brothers & Sisters Viognier 2008 - Case of 6, at Marks and Spencer
Grape variety: 91% Viognier, 9% Sauvignon Blanc Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Contains sulphites

Diamanté Flowers Small Gift Bag, at Marks and Spencers
Pink spot ribbon handle Diamant detail Floral design Approx size: H160 x W160 x D90 mm

Gold Plated Bedazzled Stone Ring, at Marks&Spencer
Cluster surround Large gemstone centre

Casual Centre Crease Wheel Belt, at Marks&Spencer
This leather belt is ideal for wearing with casual styles

Autograph 3 Piece Cardigan Outfit, at Mark & Spensers
Fun and practical, this cute 3-piece outfit features long sleeve cardigan, t-shirt and jeans. It's made from soft fabric to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Laser Cut Rose Birthday Card, at Marks and Spencer
Cover text: With love on your special day Inside message: Blank for your own message Approx size: 230 x 114mm

Autograph Pure Cotton Short Sleeve Dash Print Shirt, at Marks and Spenser
Stylish and contemporary, this pure cotton short sleeve shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.