Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spenser Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Fairtrade Maara Shiraz 2008 - Case of 12, at Mark & Spencers
Style: Medium bodied Grape variety: Shiraz Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Luxury Wool Rich Flat Front Trousers, at Marks and Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

2 Older Girls' Floral Baseball Caps, at Marks & Spensers
Fashionable and fabulous, these baseball caps are a great choice for fun in the sun

Recycled Anti Allergy 13.5 Tog Duvet, at Marks & Spencer
Endorsed by the British Allergy Foundation Proven protection wash after wash Perfect for use with our range of anti allergy duvets, pillows and protectors 13.5 tog, Manufacturer: Marks & Spencer

Anti Allergy 4.5 Tog Duvet, at Marks and Spencer
4.5 Tog Proven defence against dust mite allergies Endorsed by the British Allergy Foundation, Manufacturer: Marks & Spencer

Classic Collection Floral Print Frilled Blouse, at Marks and Spencers
Feminine and pretty, this floral print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Wide Fit Leather Apron Loafers, at MarksandSpencer
Round toe Contrast apron stitch Twin gusset Slip-on Wide fit

Autograph Essentials Rose Embroidered High Leg Knickers, at Marks & Spenser
Stunningly stylish these flattering briefs feature a feminine embroidered rose design. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Digital Tyre Pressure Gauge with Tyre Tread Measurement, at Mark & Spencers
This tool really is the must have gadget for bikers motorists and caravanners. The digital tyre gauge features a simple operation and shows the readings on a LCD display in both PSI and Bar measures and features an easy to use tread gauge

Easycare Poplin Short Sleeve Shirt, at Marks and Spencers
This comfortable shirt is so easy to care for; it can be washed and worn regularly while keeping a pristine appearance

M&S 1.5m HDMI Cable, at Marks & Spencer
1.5 metre cable Connects HDMI to HDMI M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

3 Piece Cotton Rich Animal Print Outfit, at Mark's & Spencer
Fun and practical, this cute 3-piece outfit features animal print lining. It's made from soft cotton rich fabric to keep him comfy

We're Going On A Bear Hunt, at Marks and Spencers
This worthy winner of the Smarties prize in 1989 is a timeless classic that is enjoyed by children of all ages. A journey through grass, a river, mud, and other obstacles leads to finding a bear!

Spot Print Dome Umbrella, at M&S
This stylish umbrella features a wide canopy for extra protection from the elements, keeping you drier

Floral Reel Glass Vase, at MarksandSpencer
Large opening Floral detail Cut circular design Broad base W26.5 x D26.5 x H38cm, Manufacturer: Marks & Spencer

Potato Gratin, at Marks and Spencers
Serves 6-8 Ready to cook Suitable for freezing Suitable for nut allergy sufferers 2kg total weight As featured on page 40 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Blue Harbour Pure Lambswool V-Neck Slipover, at Marks & Spencers
Soft and comfortable, this sleeveless v-neck slipover is made from pure lambswool

Dora The Explorer Adventure Sticker Book, at Marks and Spencers
Join Dora on her journey into Fairytale Land to help find a princess to wake up Boots from his deep, deep sleep. Follow the story and get involved with 40 re-usable stickers inside

BT Studio 3100 Trio Cordless Phones, at Marks & Spencers
50 name and number phonebook Assign melodies to specific phonebook entries Caller display with up to 40 number calls list Call waiting 10 last number redial and recall Secrecy facility allows you to talk to someone else in the room without the caller hearing Earpiece, base station and handset ringer volume control Choice of 5 handset and 5 base ringer melodies Display language options Keypad lock Preparatory dialling and paging Talk time up to 10 hours, 30 minutes/standby time up to 160 hours Range of up to 300 meters outdoor/50 meters indoors Switchboard compatible Tone and pulse dialling and dialling pause GAP compatible (register up to 4 handsets to one base) - internal calls, call transfer, 3-way calling Includes: 3 phones and matching bases, 6 rechargeable batteries, 3 mains power adaptors, 3 telephone line cords M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Knee Length Belted Pleated Skirt, at Mark & Spensers
Elegant and feminine this knee length pleated skirt makes a fashionable, flattering choice. Get the latest look

Blue Harbour Pure Cotton T-Shirt, at MarksandSpencer
Fashionable and relaxed, this plain t-shirt is made from pure cotton so it's soft, breathable and comfortable to wear

2 Pure Cotton Long Sleeve Tops, at Marks and Spencers
Comfortable, fashionable and practical, these cotton top feature assorted design. A great value pack

Formula Revival Cosmetox Night Cream, at M&S
Proven results after four weeks Suitable for all skin types Hypoallergenic 50ml

Vinalta Chardonnay 2008 - Case of 12, at Marks n Spencer
Style: Dry Grape variety: Chardonnay Country of origin: Argentina Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton 3D Applique Cushion, at Mark's & Spencer
Square cushion 3D rose design L43 x W43cm 100% cotton sateen cushion 300 thread count, Manufacturer: Marks & Spencer

Herringbone Bodyshaper Tights, at Marks and Spencer
Look your best in that special outfit! These herringbone bodyshaper tights lift and shape your curves to give a more defined silhouette

Apple Design Mug, at Marks & Spenser
Apple design Slim handle, Manufacturer: Marks & Spencer

5 Pairs of 15 Denier Shine Tights, at Marks and Spencers
Complete with added stretch for shape retention and essential comfort. These simply outstanding tights are a terrific option for ensuring your legs look and feel their everyday best

Red Classic Rose Cake, at Marks and Spencer
36 portions Fruit Cake: Made with vine fruits, nuts and cherries laced with brandy. Cake weight is 2.7kg. Can be eaten up to 14 days after collection Sponge Cake: All-butter sponge filled with buttercream and raspberry jam. Cake weights 1.7kg. Can be eaten up to 5 days after collection Cake size: 20.5cm square Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 68 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Fenton Large 2-Seater Sofa, at Marks and Spencer
H90 x W218 x D103cm Seat: H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.